LIC JEEVAN SARAL CHART PDF

Welcome to the LIC Solutions tab. This is a dynamic LIC policy calculator that will display the following vital information about your LIC policy or policies:. At OneInsure, our technology-driven team is always innovating and looking for ways to make your insurance experience more easy, intuitive, and effortless. This LIC return calculator is an effort in that direction.

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Jeevan Saral Plan is a popular insurance plan with some special features which makes it one of the most flexible conventional insurance plan from LIC of India.

As the plan was withdrawn from the sale, you cannot purchase it anymore. But all the policyholders who have purchased it before the withdrawal date will continue to enjoy the benefits of the policy. Read complete details of Jeevan Saral Plan. As Jeevan Saral was introduced eighteen years back, LIC has declared the loyalty addition rates up to 18 years of term. For terms up to 18 years declared loyalty addtion rates are used. Please note that the rates calculated using extrapolation is not guaranteed and are used just to get an indicative figure.

One of the biggest difference of the plan compared to other endowment type plans is that the maturity sum assured and age at entry are inversely proportional. As age at entry increased the maturity sum assured comes down. So this plan becomes more attractive to lower age group on an investment angle of view. Payment options.

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LIC Jeevan Saral (Plan No: 165) Maturity Calculator

Free Quotes From Top Companies. I am ok to bypass suitability analysis and wish to proceed further. It is basically an Endowment Assurance plan under which the proposer has simply to choose the amount and mode of premium payment. The plan comes out with the needful financial protection support death throughout the term of the plan. The death benefit is directly related to the premiums paid. The Maturity Sum Assured depends on the age at entry of the life to be assured and is payable on survival to the end of the policy term.

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LIC Jeevan Saral Plan (Table 165) – Review, Benefits & Features

For calculation of maturity amount, this maturity calculator calculates maturity sum assured as per entered Age at the time of purchase, Term and Premium and adds Loyalty addition to provide approx maturity value. This Loyalty Addtion is based on yearly premium bands and policy term. Following table provides Loyalty Addition rates for Financial Year Nitin Garg Wrote :

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LIC Jeevan Saral Maturity Calculator

The policy offers various benefits like flexibility in choosing the premium, tenure of the policy, tax benefits, loyalty additions, various riders and is aimed at investors who would like to get guaranteed returns from their investment. Also, unlike other LIC policies, this policy also gives back the premium amount along with sum assured on death. One can choose the premium on a monthly, quarterly, half-yearly or yearly basis as per their convenience. In case one dies before the maturity period, the family nominees of the policyholder will get the following things.

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